What is Roadside Assistance? RSA Covers That You Must Include in Your Car Insurance Policy

Roadside assistance is a valuable service that provides support and peace of mind to drivers when their vehicles encounter unexpected breakdowns or accidents on the road. It is offered by insurance companies or specialized providers to ensure prompt and safe assistance in emergencies.

Key Roadside Assistance Coverage:

1. Towing Service

Roadside assistance must include towing coverage. If your car breaks down and cannot be fixed on the spot, this coverage will pay for the cost of towing your vehicle to the nearest authorized garage or repair facility. This way, you can have your car transported without worrying about hefty expenses.

2. Flat Tire Assistance

Flat tire assistance covers the cost of purchasing a spare tire to replace a flat or damaged one. If you don’t have a spare or can’t change the tire yourself, roadside assistance will send a professional to help you. It saves you the hassle of finding a repair shop or dealing with the tire change on your own.

3. Battery Jump-Start

When you experience battery-related problems, like a dead battery, roadside assistance can offer a battery jump-start service. The service provider will use the necessary tools to get your car running again so you can continue your journey or get to a service facility for further inspection.

4. Fuel Delivery

Running out of fuel can be frustrating, but roadside assistance can arrange for a limited supply of fuel to help you reach the nearest petrol station. This service prevents you from traveling far or searching for a station when you unexpectedly run out of fuel.

5. Lockout Assistance

Locking your keys inside your car is a common mistake that can be upsetting. Roadside assistance with lockout assistance will send a locksmith to help you get back into your locked car without damaging it. This way, you can quickly retrieve your keys and continue with your day.

6. On-Site Repairs

Some roadside assistance plans offer on-site repairs for minor issues that don’t require towing. Skilled mechanics can identify and fix common problems like a dead battery, loose connection, or small mechanical issues, allowing you to keep going without needing a tow.


Including roadside assistance coverage in your auto insurance policy provides valuable support during emergencies and unforeseen problems. To enhance your coverage and ensure prompt help when needed, consider adding optional RSA covers like towing service, flat tire assistance, battery jump-start, fuel delivery, lockout assistance, and on-site repairs. When choosing the best roadside assistance options, consider your driving style, your car’s condition, and the coverage offered by different insurers. This way, you can have peace of mind knowing you’re protected on the road.

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